In British Columbia, ICBC (Insurance Corporation of British Columbia) is the provider of basic automobile insurance to all drivers and each driver is legally obligated to purchase the basic Auto plan of ICBC.In this province, ICBC pays the insurance benefits to both parties involved in a car accident irrespective of the fault. Hence, both parties involved in a car accident are entitled to receive financial support for their losses. However, it is also possible for an insured driver to file a ‘tort’ claim against a negligent driver.You may file this claim if another driver is completely or partly at fault for the auto accident.You are supposed to receive compensation for your injuries and other associated losses through the ICBC liability claim.However, it is not easy recovering any compensation from ICBC even though you are an insured driver.Therefore, it is prudent to retain the assistance of an expert personal injury lawyer in Kelowna, if you want to file a tort claim against a negligent or reckless driver.
Assistance with Liability Determination
It is not easy determining the liability in every automobile accident.In some scenarios, it is hard to prove that you are not at fault for an accident.For example, an accident may happen when a car is turning left at a busy intersection. It may even happen at the time of passing a vehicle. The driver of another vehicle may turn the car and may hit your car due to this sudden action.In these scenarios, ICBC may claim that you are partly at fault for the accident and you may lose a portion of your compensation. However, an injury lawyer in Kelowna can prevent this loss and can help you recover the justified amount of compensation.
The experienced ICBC lawyers in Kelowna appoint expert investigators to find out proofs that corroborate to the victims’ claims.If there is any eyewitness to an accident, then an experienced attorney interviews the witnesses in order to rule out a plaintiff’s liability in an accident.An attorney also has the skill to examine the veracity of statement collected from another driver.It is not possible for an average person to perform these tasks due to lack of legal knowledge and experience.
Getting Fair Value
It requires extensive legal knowledge and practical experience to determine the correct value of a claim. It may become essential to consider different types of damages when assessing the value of a claim. A car accident lawyer in Kelowna has this knowledge. A lawyer also maintains liaison with the medical experts and can correctly determine the value of any claim with their assistance.
ICBC is known to offer settlements on ‘tort’ claims that are substantially less than the rightful amount of compensation.An accomplished accident lawyer in Kelowna can help a claimant recover the correct amount of compensation with persuasive negotiation skills and corroborating proofs. Therefore, it is prudent to retain the service of a lawyer before filing a ‘tort’ claim. To read more Click Here