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Posted by on September 27, 2022

If you’ve been injured in an accident that wasn’t your fault, you may be wondering how to go about negotiating a settlement with the responsible party’s insurance company. Well, we’ve talked to a legal advisor over at Bojat Law Group for some advice, and here are a few things they had to say to us.

  1. Don’t wait too long to contact the insurance company

The statute of limitations for personal injury claims varies from state to state, so it’s important to contact an attorney in your area to find out how much time you have to file a claim. That said, it’s generally best not to wait too long to reach out to the insurance company either. The longer you wait, the more likely it is that key evidence in your case will be lost or forgotten and you’ll end up empty-handed.

  1. Be prepared with evidence

When you do contact the insurance company, be sure to have all of the relevant evidence handy. This should include things like police reports, medical records, and any photos or videos you may have of the accident scene. The insurance adjuster will use this information to determine how much money they’re willing to offer you in a settlement.

  1. Have an honest conversation with your doctor

Your medical records will play a significant role in negotiating your settlement, so it’s important to have an honest conversation with your physician about your injuries. Be sure to let them know about all of the pain and suffering you’re experiencing, as this will be taken into account when determining the value of your claim.

  1. Understand the insurance company’s process

Taking some time to understand how insurance companies calculate settlements can give you a better idea of what kind of offer you should expect. Generally speaking, they’ll look at things like your medical bills, lost wages, and pain and suffering when coming up with a number.

  1. Negotiate in good faith

Once you’ve received an offer from the insurance company, it’s important to remember that there’s usually room for negotiation. If their initial offer is low, Bojat Law Group says you shouldn’t hesitate to counter with a higher number. However, it’s important not to negotiate in bad faith or try to take advantage of the situation. Doing so could result in the insurance company walking away from the negotiating table entirely.

  1. Get a lawyer’s help if needed

If you’re not comfortable handling negotiations on your own or if the insurance company is being unreasonable, don’t hesitate to enlist the help of a personal injury attorney. Guys like Bojat Law Group can handle all aspects of negotiations on your behalf and fight for the best possible outcome in your case.


These are just a few tips to keep in mind when negotiating an injury settlement with an insurance company. Of course, every case is different, so it’s always best to consult with an attorney prior to moving forward with any legal action.

Posted in: healthcare, law


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