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Viva Payday Loans Reviews: Is It Worth It?

If you don’t have the finest credit and want to cast a broad net to discover what kinds of loans you might be eligible for, using an online loan-shopping platform may make sense. Before applying, we always advise comparing the best rates and terms you may be eligible for. Vivaloan accepts applications from applicants with all forms of credit. However, Vivaloan highlights a few cautionary tales: Before applying on the website, you won’t know what the prospective interest rates and conditions will be, and offers may include payday loans for some applicants. Additionally, Vivaloan shares your personal information, including the details of your financial accounts, with lenders and other companies it is affiliated with once you complete and submit its online form.
You will be required to provide personally identifying information like your Social Security number, driver’s licence, bank account number, housing information as well as contact information, job and salary information, and the amount of money you are requesting, although it is unclear whether Vivaloan performs a hard or soft credit pull. Your location and credit history may also be taken into consideration by Vivaloan. You should be aware that when you provide your information, you are basically giving Vivaloan permission to share your financial and personal information with its partner lenders for use for “commercial reasons,” which can include a variety of applications. You can be eligible for a loan with a repayment period of up to 60 months, depending on the loan that is granted for you.

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